Glossary / Risk

Pattern day trader rule

Definition

A US rule requiring $25,000 equity for accounts making four or more day trades in five business days.

Why it matters

It applies to margin accounts at US brokers. Cash accounts, futures and offshore brokers fall outside it, with their own trade-offs.

Example

Four day trades in five business days on a $12,000 cash-margin account freezes day trading for 90 days - which is why many US traders move to futures.

How to track it in a journal

TradeStack calculates the core performance numbers — win rate, average win and loss, profit factor, expectancy, drawdown and consistency — automatically from imported trades, so pattern day trader rule stops being something you estimate and becomes something you read.

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